What advice would you provide Mr. Liu concerning his enrollment options?

Mr. Liu's ability to enroll in a Medicare Advantage plan with prescription drug coverage (MA-PD) is contingent upon his eligibility for Medicare Part A and Part B. When he becomes eligible for these parts of Medicare, he can select a Medicare Advantage plan that includes prescription drug coverage. This option is available during the Initial Enrollment Period, which begins three months before he turns 65 and extends for three months after his birthday. By choosing the MA-PD once he is eligible for Part A and Part B, he ensures that he has comprehensive coverage that includes both medical and prescription needs.

This understanding emphasizes that being eligible for Parts A and B is crucial for enrolling in an MA-PD, aligning with the rules governing Medicare enrollment.