What can Mrs. Chou do regarding her interest in a PFFS plan with no drug coverage?

Mrs. Chou can enroll in the PFFS (Private Fee-For-Service) plan and simultaneously enroll in a stand-alone drug plan, which is the reason this choice is correct. PFFS plans do not always include prescription drug coverage, and if a beneficiary wants drug coverage, they can opt for a separate plan specifically designed to cover medications. This combination allows Mrs. Chou to benefit from the PFFS plan for her general healthcare needs while ensuring she has adequate prescription drug coverage through the stand-alone plan.

The ability to separate these two components provides flexibility for individuals seeking to tailor their healthcare plans to best meet their needs, particularly if they have specific prescriptions they must cover. Not all PFFS plans offer drug coverage, making this option a practical solution for ensuring comprehensive care.