What does Medicare Part B primarily cover?

Medicare Part B primarily covers physician services, which include outpatient care, preventive services, and certain home health services. This part of Medicare is designed to cover medically necessary services and supplies needed for health maintenance, diagnosis, or treatment of a medical condition. It facilitates access to a range of healthcare providers, such as doctors and specialists, ensuring that beneficiaries receive the necessary medical attention outside of hospital settings.

In contrast, other parts of Medicare or different forms of insurance cover the other options. For example, hospital stays are typically covered under Medicare Part A, while prescription drugs are covered under Part D. Long-term care, which generally includes assistance with activities of daily living over an extended period, is not covered by Medicare at all. Understanding the specific services each part of Medicare covers helps beneficiaries make informed decisions about their healthcare needs.