What is a significant change to Medigap plans that took effect recently?

The correct answer highlights a crucial update regarding Medigap plans, specifically that the Part B deductible is no longer covered for newly eligible Medicare beneficiaries. This change reflects an important shift aimed at managing costs within the Medicare system. Prior to this change, certain Medigap plans had provisions that covered the Part B deductible, allowing beneficiaries to face lower out-of-pocket expenses. However, with the implementation of this new regulation, newly eligible individuals who enroll in these plans will not have the Part B deductible covered, which subsequently alters the cost-sharing structure and may influence beneficiaries' decisions regarding their Medigap options.

This adjustment underscores the ongoing evolution of Medicare benefits and the importance of staying informed about changes that affect coverage. The absence of coverage for the Part B deductible may lead beneficiaries to consider other options or supplemental plans that can better address their financial needs and healthcare expenses after they become eligible for Medicare. Other options provided do not accurately reflect the significant recent changes to Medigap plans regarding beneficiary coverage for the Part B deductible.