What is required for Ms. Henderson to obtain Medicare Part B coverage?

To obtain Medicare Part B coverage, individuals generally must pay a standard monthly premium. This monthly premium is a requirement for those who are enrolling in Part B, which provides coverage for outpatient services, preventive services, and other medically necessary treatments not covered by Part A.

While some beneficiaries may qualify for premium-free Part A based on their work history, Part B always requires a premium for those who choose to enroll. This ensures that the program is funded and remains sustainable. The standard premium can be adjusted based on income, but every beneficiary who opts into Part B must account for this expense as part of their healthcare planning.

Understanding these criteria is essential for individuals like Ms. Henderson to ensure that they meet the eligibility requirements and understand the costs associated with Medicare coverage.