What is the financial exposure Mr. Patel could expect for inpatient hospital services under Original Medicare?

The financial exposure for inpatient hospital services under Original Medicare is characterized by a specific structure involving a deductible and subsequent coinsurance. After an individual has fulfilled a deductible, they are responsible for a coinsurance payment for days spent in the hospital beyond a specified period.

Under Original Medicare, patients pay a deductible for the first 60 days of inpatient care, which is a one-time charge for each benefit period. Once this deductible is met, patients are then liable for a coinsurance fee of a fixed amount for each day beyond the initial 60 days of hospitalization. This cost-sharing structure is designed to manage costs while still providing comprehensive coverage for inpatient services.

The other options do not reflect the actual cost-sharing model set forth by Original Medicare. For instance, Original Medicare does not offer a fixed cost for any hospital stay with no deductible, nor does it impose unlimited per-day charges. Additionally, while there is a monthly premium associated with Medicare Part B, the specifics of coverage for inpatient hospital services involve deductibles and coinsurance rather than a simple premium without a deductible.