What is the starting point for Mrs. Kendrick to enroll in a Medicare Advantage plan?

The enrollment period for a Medicare Advantage plan begins three months before a person turns 65 years old and continues for three months after their birthday month, with the actual month of turning 65 included. This three-month period is known as the Initial Enrollment Period. Since many individuals become eligible for Medicare as they reach this age, starting enrollment three months prior allows them to prepare and transition smoothly into their healthcare coverage.

This choice accurately reflects the requirements set by Medicare for enrollment, which is designed to help seniors begin their Medicare coverage when they are first eligible. Thus, Mrs. Kendrick's starting point to enroll in a Medicare Advantage plan would indeed be three months before she turns 65, providing a clear window for her to take necessary steps regarding her healthcare choices.