What option does Mr. Singh have for drug coverage without enrolling in a Medicare Advantage plan?

Mr. Singh's option for drug coverage without enrolling in a Medicare Advantage plan is to join a stand-alone prescription drug plan. This choice is specifically designed to provide prescription drug coverage alongside Original Medicare, which consists of Medicare Part A (hospital insurance) and Part B (medical insurance).

By choosing a stand-alone prescription drug plan, Mr. Singh maintains flexibility in his healthcare options, as he is not limited to the network restrictions often associated with Medicare Advantage plans. Stand-alone plans typically offer a range of prescription medications and coverage levels, allowing beneficiaries to select a plan that best meets their medication needs.

The other options, while related to healthcare coverage, do not specifically pertain to drug coverage without enrolling in a Medicare Advantage plan. For example, enrolling in a Medicare Savings Program is aimed at assisting with payments for premiums, copayments, and deductibles associated with Medicare but does not provide dedicated drug coverage. Similarly, while Medicaid may offer some prescription drug benefits, it is a separate program altogether and may not apply if Mr. Singh is looking for standalone drug coverage options. Original Medicare itself does not include drug coverage unless supplements or stand-alone plans are utilized.